4D Health 1

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €75 excess per claim
• Private Room Semi-Private Rate subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
• Semi Private Room Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

• Day Case Covered subject to €75 excess per claim
• Listed Cardiac Procedures Covered subject to €200 excess per claim
• Listed Special Procedures Covered subject to €200 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
• Private Room Semi-Private Rate (Beacon only) subject to €200 excess per claim. Mater Private and Blackrock Clinic 35% cover subject to €500 excess per claim
• Semi Private Room Covered (Beacon only) subject to €200 excess per claim. Mater Private and Blackrock Clinic 45% cover subject to €500 excess per claim

• Home birth Covered up to €4,000
• Inpatient maternity consultant fees As per schedule of benefits for professional fees
• Public hospital cover for maternity 3 nights accommodation

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Repatriation expenses Covered up to €1 million

• Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
• Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
• International Second Opinion Service Covered - refer to your Membership Handbook

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
• Convalescence benefits €50 x 15 days
• Gender reassignment benefit 50% up to €10,000 per lifetime
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Oncotype DX Covered
• Parent accompanying child €40 x 14 days (not payable for the first 3 days)
• Post Operative Home Help 2 x 3 hour cleaning sessions

Subject to excess

• Acupuncturist €30 x 7 combined
• Chiropodist €30 x 7 combined
• Chiropractor €30 x 7 combined
• Consultant fees €60 per visit
• Dietician €30 x 7 combined
• Emergency Dental Care €250
• GP Visits €20 per visit
• Hearing Test Up to €25 x 1
• Home Nursing €40 x 20 days
• Homeopath €30 x 7 combined
• Manual Lymph Drainage 50% up to €25 x 5 visits
• Massage Therapist €30 x 7 combined
• Medical and surgical appliances As per specified list (subject to €200 excess)
• Nutritionist €30 x 7 combined
• Occupational therapist €30 x 7 combined
• Orthoptist €30 x 7 combined
• Osteopath €30 x 7 combined
• Pathology: Consultant fees 50% as per schedule of benefits for professional fees
• Pathology: Cost of test 50% Cover
• Physiotherapist or Physical therapist €30 x 9 visits
• Podiatrist €30 x 7 combined
• Psycho-oncology Counselling 50% up to €25 x 8 visits
• Public A&E Cover 50% up to €50 per visit
• Radiology: Consultant fees 50% as per schedule of benefits for professional fees
• Radiology: Cost of test 50% Cover
• Reflexologist €30 x 7 combined
• Reiki practitioner €30 x 7 combined
• Speech therapist €30 x 7 combined

With no excess

• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Health screening & allergy testing Up to €100 per policy year
• HPV Vaccine 50% up to €200 per policy year
• Minor Injury Clinic Cover 70% up to €200 per visit
• Minor Injury Clinic Cover (Pay & Claim) 70% up to €200 per visit
• Nurse on call Covered
• Nutrition Recovery Benefit €50 contribution
• Out-patient maternity consultant fees €300

Scan Cover

• CT Scan: approved centre Covered
• MRI Scan: approved centre Covered
• PET-CT Scan: approved centre Covered

• Children Extra Get extra benefits for your children including money back for sports club memberships, parenting courses, counselling and orthodontics.
• Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
• Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
• Mind Extra Get cover towards self-care initiatives to help you look after your state of mind.
• Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
• Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
• You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.

• Back Up
• International Second Opinion Service
• Laser Eye Surgery
• Smiles Dental Access Package