Better Select ILH

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €75 excess per claim
• Private Room Covered subject to €100 nightly excess subject to €2,000 co-payment on certain orthopaedic procedures
• Semi Private Room Covered subject to €75 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

• Day Case Covered subject to €75 excess per claim
• Listed Cardiac Procedures 90% Cover subject to €150 excess per claim
• Listed Special Procedures Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 90% cover subject to €150 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
• Private Room Covered (Beacon only) subject to €100 nightly excess. Mater Private and Blackrock Clinic 50% of Semi-Private Rate.
• Semi Private Room Covered (Beacon Only) subject to €75 excess per claim. Mater Private and Blackrock Clinic 50% cover.

• Home birth Covered up to €4,000
• Inpatient maternity consultant fees As per schedule of benefits for professional fees
• Public hospital cover for maternity 3 nights accommodation in a private room

• 24 hour telephone assistance Covered
• Companion repatriation expenses Covered up to €1,000
• Expenses for companion who remains with you Covered up to €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Repatriation expenses Covered up to €1 million

• Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
• Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Care Connect Covered (refer to membership handbook)
• EXOGEN therapy Covered with our provider partner
• Gender Affirmation Benefit 50% up to €20,000 per lifetime
• Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Hormone Replacement Therapy for Gender Dysphoria 50% up to €500 per lifetime
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Mental Health Guide Covered (refer to Membership Handbook)
• Oncotype DX Covered

Subject to excess

• Dean Clinic Mental Health Services €60 x 10 visits
• Manual Lymph Drainage Up to €300
• Pathology: Consultant fees 50% per consultant fee
• Pathology: Cost of test 50% Cover
• Radiology: Consultant fees 50% per consultant fee
• Radiology: Cost of test 50% Cover

With no excess

• Adult Neurodiversity Benefit 75% up to €500 for a neurodiversity assessment
• Child Development Benefit 75% up to €500 for a developmental / neurodevelopmental assessment
• Convalescence benefits €26 x 14 days
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
• Female Health Consultation 50% cover x 4 consultations per year with our provider partner
• HPV Vaccine 50% up to €200 per policy year
• Mammogram Covered
• Medical and surgical appliances As per specified list
• Menopause Benefit 75% cover for initial consultation and 75% cover for 1 follow up review consultation
• Minor Injury Clinic Cover 75% up to €200 per visit
• Minor Injury Clinic Cover (Pay & Claim) 75% up to €200 per visit
• Nurse on call Covered
• Psychotherapy and counselling benefit (including practitioners at the Dean Clinic) 50% up to 12 visits capped at €1,000 per policy year

Scan Cover

• CT Scan: approved centre Covered
• CT Scan: non approved centre Covered up to €250
• MRI Scan: approved centre Covered
• MRI Scan: non approved centre Covered up to €250
• PET-CT Scan: approved centre Covered
• PET-CT Scan: non approved centre Covered up to €250

Day to Day Practicioners

• Dental & Optical €25 x 10 visits
• GP Visits €25 per visit, unlimited
• Nurse visits €13 x 10 visits
• Physiotherapist or Physical therapist €25 x 15 visits

Allied Professionals and Alternative Practitioners

• Chiropodist €25 x 5 combined visits
• Dietician €25 x 5 combined visits
• Nutritionist €25 x 5 combined visits
• Occupational therapist €25 x 5 combined visits
• Orthoptist €25 x 5 combined visits
• Podiatrist €25 x 5 combined visits
• Speech therapist €25 x 5 combined visits

Other Day to Day Benefits

• Acupuncturist visits €25 x 5 visits
• Bowel screen – FIT €15 contribution
• Chiropractor visits €25 x 5 visits
• Consultant fees (non-maternity) €75 per visit, unlimited
• Emergency dental care €350
• Flu vaccine (pharmacy only) Up to €40 contribution per policy year
• Health Screening & allergy testing Up to €200 per policy year
• Homeopath visits €25 x 5 visits
• Massage Therapist €25 x 5 visits
• Optical (eye test and/or glasses/lenses combined) Up to €100 per policy year
• Osteopath visits €25 x 5 visits
• Personal trainer €25 x 4 sessions
• Pre/Post natal medical expenses Covered up to €300
• Prostate Check / Screen €40 contribution
• Psychologist €25 x 7 visits
• Public A&E Cover 50% up to €50 per visit
• Reflexologist visits €25 x 5 visits
• Reiki Practitioner €25 x 5 visits
• Smear Testing €40 contribution
• Testicular Check / Screen €40 contribution
• Vaccinations: Travel Only €50 contribution per policy year

• Children Extra Get extra benefits for your children including money back for sports club memberships, parenting courses, counselling and orthodontics.
• Fertility Extra Get enhanced cover for infertility treatment, fertility tests and counselling.
• Maternity Extra Get access to a range of comprehensive extras including early pregnancy scans, ante-natal care and unique post natal recovery benefit.
• Mind Extra Get cover towards self-care initiatives to help you look after your state of mind.
• Screening Extra Get help to proactively manage your current and future health.
• Sports Extra Get money back on a range of sports benefits including physiotherapy and gym membership.
• Travel Extra Cover for travel vaccines and a FREE annual multi-trip travel insurance policy.
• You Extra Get booster health benefits that includes money back on gym membership, a mindfulness course and visits to a dietician.

• Allen Carr Smoking Cessation
• Back Up
• Health Screening
• International Second Opinion Service
• Laser Eye Surgery