Better Ultra ILH

Inpatient scans and Consultants fees

• Consultant fees Covered
• Inpatient Scans Covered

Public Hospitals

• Day Case Covered
• Private Room Covered
• Semi Private Room Covered

Private Hospitals

• Day Case Covered subject to €50 excess per claim
• Private Room Covered subject to €200 nightly excess subject to €2,000 co-payment on certain orthopaedic procedures
• Semi Private Room Covered subject to €100 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures

High Tech Hospitals

• Day Case Covered subject to €50 excess per claim.
• Listed Cardiac Procedures 90% Cover subject to €150 excess per claim
• Listed Special Procedures Covered (Beacon Only) subject to €100 excess per claim. Mater Private and Blackrock Clinic 90% cover subject to €150 excess per claim. All subject to €2,000 co-payment on certain orthopaedic procedures
• Private Room Covered (Beacon only) subject to €200 nightly excess. Mater Private and Blackrock Clinic 50% of Semi-Private Rate
• Semi Private Room Covered (Beacon Only) subject to €100 excess per claim. Mater Private and Blackrock Clinic 50% cover.

• Inpatient maternity consultant fees As per schedule of benefits for professional fees
• Public hospital cover for maternity 3 nights accommodation in a private room

• Companion expenses (to remain with you or travel to you from Ireland or escort you) €1,000
• Hospital bill for inpatient treatment Covered up to €100,000
• Nurse 24/7 International Covered
• Repatriation expenses Covered up to €1 million

• Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
• Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)

• Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
• Care Connect Covered (refer to membership handbook)
• EXOGEN therapy Covered with our provider partner
• Gender Affirmation Benefit 50% up to €10,000 per lifetime
• Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
• Genetic Testing: Initial consultation 50% cover
• Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
• Health in the Home Covered with our provider partner
• Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
• Medicall ambulance costs Covered (refer to Membership Handbook)
• Mental Health Guide Covered (refer to Membership Handbook)
• Oncotype DX Covered

Subject to excess

• Manual Lymph Drainage Up to €300
• Medical and surgical appliances As per specified list
• Pathology: Consultant fees 50% per consultant fee
• Pathology: Cost of test 50% Cover
• Radiology: Consultant fees 50% per consultant fee
• Radiology: Cost of test 50% Cover

With no excess

• Child Safety Benefit €100 contribution
• Convalescence benefits €26 x 14 days
• Digital Doctor Unlimited. See irishlifehealth.ie for further information.
• Egg freezing 50% cover up to a max of €750 once per lifetime
• Female Fertility Assessment and Consultation Covered with our preferred provider, once per policy year subject to a €60 co-payment
• Female Health Consultation 50% cover x 4 consultations per year with our provider partner
• Fertility benefit 50% cover up to a max of €750 for IVF, IUI, ICSI. Twice per lifetime
• HPV Vaccine 50% up to €200 per policy year
• Mindfulness course €50 contribution
• Minor Injury Clinic Cover 75% up to €200 per visit
• Minor Injury Clinic Cover (Pay & Claim) 75% up to €200 per visit
• Nurse on call Covered
• Psychotherapy and counselling benefit (including practitioners at the Dean Clinic) 50% up to 9 visits capped at €800 per policy year
• Sperm freezing 50% cover up to a max of €100 once per lifetime

Scan Cover

• CT Scan: approved centre Covered
• CT Scan: non approved centre Covered up to €250
• MRI Scan: approved centre Covered
• MRI Scan: non approved centre Covered up to €250
• PET-CT Scan: approved centre Covered
• PET-CT Scan: non approved centre Covered up to €250

Day to Day Practicioners

• Dentist Visits 50% up to €300 per policy year
• GP Visits 50% of each visit
• Physiotherapist or Physical therapist 50% x 29 visits

Allied Professionals and Alternative Practitioners

• Acupuncturist 50% x 13 combined visits
• Chiropodist 50% x 13 combined visits
• Chiropractor 50% x 13 combined visits
• Dietician 50% x 13 combined visits
• Homeopath 50% x 13 combined visits
• Massage therapist 50% x 13 combined visits
• Nutritionist 50% x 13 combined visits
• Occupational therapist 50% x 13 combined visits
• Orthoptist 50% x 13 combined visits
• Osteopath 50% x 13 combined visits
• Podiatrist 50% x 13 combined visits
• Reflexologist 50% x 13 combined visits
• Reiki practitioner 50% x 13 combined visits
• Speech therapist 50% x 13 combined visits

Other Day to Day Benefits

• Consultant fees (non-maternity) 50% of each visit
• Health Screening & allergy testing Up to €200 per policy year
• Hearing Test 50% up to €40 per policy year
• Optical (eye test and/or glasses/lenses combined) 50% up to €150 per policy year
• Private A&E Cover €50 x 1 visit
• Psychologist €25 x 10 visits
• Public A&E Cover 50% up to €50 per visit

• Complementary Therapy Cash back on a range of complementary therapies like accupuncture and massage.
• Dental And Optical Discounts for benefits like eye exams, prescription glasses and laser eye surgery.
• Enhanced Maternity Cash back for private consultant fees and pre & post-natal yoga and pilates classes.
• Family And Kids Health Cash back on sports club memberships and free flu vaccines for your family.
• Family Protection Free family life cover, flu vaccines and a first aid course for parents.
• International Health And Travel Cover for A&E abroad and a free multi-trip travel insurance policy for your family.
• Sports Cover Cash back on a range of benefits including physiotherapist and a free metabolic test.
• Women's And Men's Health Cash back on benefits like health screening, nutritionists and food intolerance testing.

• Back Up
• Health Screening
• International Second Opinion Service
• Laser Eye Surgery