HealthGuide 1

Great benefits from only

€101.42 per month

Buy now

The price and benefits apply to plans bought on or after 02 April 2022. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Plan hospital list

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room Covered subject to €200 per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private room Covered subject to €200 nightly subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures

High Tech Hospitals

  • Semi-private room Covered (Beacon only) subject to €200 per claim. Mater Private and Blackrock Clinic 45% cover.
  • Private room Semi-Private Rate (Beacon only) subject to €200 per claim. Mater Private and Blackrock Clinic 35% of Semi-Private Rate.
Important Information

Everyday Expenses

Consultants
MRI Scans
Dental
GP Visits
CT Scans
Physiotherapist
See member benefits

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered subject to €100 excess per claim
  • Private Room Covered subject to €200 nightly excess subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Semi Private Room Covered subject to €200 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
  • Day Case Covered subject to €100 excess per claim
  • Listed Cardiac Procedures Covered subject to €200 excess per claim
  • Listed Special Procedures Covered subject to €200 excess per claim subject to €3,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
  • Private Room Semi-Private Rate (Beacon only) subject to €200 excess per claim. Mater Private and Blackrock Clinic 35% of Semi-Private Rate.
  • Semi Private Room Covered (Beacon only) subject to €200 excess per claim. Mater Private and Blackrock Clinic 45% cover.
  • GentleBirth App See handbook for details
  • Home birth Covered up to €4,000
  • Infertility benefit 50% cover up to a max of €500 for IVF, IUI, ICSI. Twice per lifetime.
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Postnatal Domestic Support 2 x 3 hour cleaning sessions
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Out-patient A&E Abroad 50% up to €1,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • Gender reassignment benefit 50% up to €10,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 50% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Hormone Replacement Therapy for Gender Dysphoria Covered up to €250 per lifetime
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Mental Health Guide Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
Subject to excess
  • Consultant fees €60 per visit, unlimited
  • Emergency Dental Care Up to €150
  • Home Recovery Benefit €80 x 10 days
  • Manual Lymph Drainage 50% up to €25 x 5 visits
  • Medical and surgical appliances As per specified list (subject to €200 excess)
  • Menopause Benefit €60 cover for initial and €60 cover for 1 follow up review consultation
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test 50% Cover
  • Post cancer treatment sleeping caps Covered up to €60 once per policy year
  • Psycho-oncology Counselling 50% up to €25 x 8 visits
  • Public A&E Cover 50% up to €50 per visit
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test 50% Cover
With no excess
  • 3D/4D & Early Pregnancy Scans €50 contribution
  • AMH fertility test €50 contribution
  • Antenatal Class €50 towards an antenatal class, or, €50 contribution & 10% point of sale discount with GentleBirth Workshop
  • Breastfeeding Consultancy €25 x 2 sessions
  • Cardiac Screening 50% Cover
  • Convalescence benefits €50 x 15 days
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Egg freezing 50% cover up to a max of €500 once per lifetime
  • Fitness Wearables €20 contribution
  • Health screening & allergy testing Up to €150 per policy year
  • His & Hers Fertility Screening Tests €50 contribution
  • HPV Vaccine 50% up to €200 per policy year
  • Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress 50% up to €50 with our provider partner
  • Maternity Mental Health Support €40 x 8 sessions with Nurture
  • Minor Injury Clinic Cover 50% up to €200 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 50% up to €200 per visit
  • Nurse on call Covered
  • Nutrition Recovery Benefit €50 contribution
  • Out-patient maternity consultant fees €400
  • Psychotherapy and counselling benefit 50% up to 12 visits capped at €300 per policy year
  • SADS Screening €50 contribution
  • Sperm freezing 50% cover up to a max of €125 once per lifetime
  • Sports Club / Gym Membership / Classes €40 contribution
  • Vaccinations: Travel Only €50 contribution
  • Vasectomy (GP or Consultant) Covered up to €360
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
Day to Day Practicioners
  • Dentist Visits 50% up to €100 per policy year
  • GP Visits €25 per visit
  • Physiotherapist or Physical therapist €30 x 10 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist 50% x 10 combined visits
  • Chiropractor 50% x 10 combined visits
  • Massage therapist 50% x 10 combined visits
  • Osteopath 50% x 10 combined visits
  • Reflexologist 50% x 10 combined visits
  • Reiki practitioner €50 x 10 combined visits
Other Day to Day Benefits
  • Child/Teen Counselling 50% up to €30 x 8 visits
  • Chiropodist Visits 50% x 10 combined visits
  • Dietician Visits 50% x 10 combined visits
  • Hearing Test Up to €25 x 1
  • Nutritionist Visits 50% x 10 combined visits
  • Occupational therapist Visits 50% x 10 combined visits
  • Optical (eye test and/or glasses/lenses combined) 50% up to €75 per policy year
  • Orthoptist Visits 50% x 10 combined visits
  • Podiatrist Visits 50% x 10 combined visits
  • Prescriptions €15 x 3 prescriptions
  • Psychologist €25 x 10 visits
  • Speech Therapist 50% x 10 combined visits
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.