HealthGuide 4

Great benefits from only

€263.08 per month

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The price and benefits apply to plans bought on or after 01 November 2022. For older plans check your Table of Cover or Log onto your Member Portal.

Your Hospital Cover

Plan hospital list

Public Hospitals

  • Semi-private room in a public hospital
  • Private room in a public hospital

Private Hospitals

  • Semi-private room
  • Private room

High Tech Hospitals

  • Semi-private room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 per claim.
  • Private room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 per claim.
Important Information

Everyday Expenses

Consultants
MRI Scans
Dental
GP Visits
CT Scans
Physiotherapist
See member benefits

Your Cover

Inpatient scans and Consultants fees
  • Consultant fees Covered
  • Inpatient Scans Covered
Public Hospitals
  • Day Case Covered
  • Private Room Covered
  • Semi Private Room Covered
Private Hospitals
  • Day Case Covered
  • Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
  • Semi Private Room Covered subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
  • Day Case Covered
  • Listed Cardiac Procedures Covered
  • Listed Special Procedures Covered subject to €2,000 co-payment on certain orthopaedic procedures
  • Private Room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 excess per claim.
  • Semi Private Room Covered (Beacon only). Mater Private and Blackrock Clinic covered subject to €250 excess per claim.
  • GentleBirth App See handbook for details
  • Home birth Covered up to €4,000
  • Home Early Support following 1 night stay in hospital 3 hours midwife and 3 x 4 hours with postnatal supporter
  • Home Early Support following 2 nights stay in hospital 2 hour midwife and 3 x 3 hours with postnatal supporter
  • Inpatient maternity consultant fees As per schedule of benefits for professional fees
  • Partner benefit €50 x 2 days travel, accommodation & child minding expenses
  • Postnatal Domestic Support 3 x 3 hour cleaning sessions
  • Postnatal Doula Support 2 x 3 hour sessions with postnatal supporter
  • Public hospital cover for maternity 3 nights accommodation
  • Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
  • 24 hour telephone assistance Covered
  • Companion repatriation expenses Covered up to €1,000
  • Expenses for companion who remains with you Covered up to €1,000
  • Hospital bill for inpatient treatment Covered up to €100,000
  • Out-patient A&E Abroad 75% up to €1,000
  • Repatriation expenses Covered up to €1 million
  • Benefit abroad for surgical procedures that are available in Ireland Yes - subject to level of cover available in Ireland
  • Benefit abroad for surgical procedures that are not available in Ireland Yes - up to the amount for the most similar surgical procedure to treat the same condition in Ireland
  • Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
  • Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
  • Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
  • Care Connect Covered (refer to membership handbook)
  • Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
  • EXOGEN therapy Covered with our provider partner
  • Gender reassignment benefit Covered up to €30,000 per lifetime
  • Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
  • Genetic Testing: Initial consultation 75% cover
  • Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
  • Health in the Home Covered with our provider partner
  • Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
  • Hormone Replacement Therapy for Gender Dysphoria Covered up to €1000 per lifetime
  • Medicall ambulance costs Covered (refer to Membership Handbook)
  • Mental Health Guide Covered (refer to Membership Handbook)
  • Oncotype DX Covered
  • Parent accompanying child €40 x 14 days (not payable for the first 3 days)
  • Post Operative Home Help 2 x 3 hour cleaning sessions
Subject to excess
  • A&E Cover (in choice of High Tech, Private and Public Hospitals) Covered up to €100 per visit
  • Breast prosthesis or wig (following cancer treatment) First breast prosthesis and wig covered, subsequent claims covered as per specified list
  • Child Development Benefit Covered up to €1,000 for a developmental / neurodevelopmental assessment
  • Consultant fees 75% per visit, unlimited
  • Emergency Dental Care €750
  • Eyebrow tattooing (following cancer treatment) Covered up to €100 once per policy year
  • Home Recovery Benefit €80 x 10 days
  • Manual Lymph Drainage €25 x 5 visits
  • Medical and surgical appliances As per specified list (subject to €50 excess)
  • Pathology: Consultant fees 50% as per schedule of benefits for professional fees
  • Pathology: Cost of test Covered
  • Post cancer treatment sleeping caps Covered up to €60 once per policy year
  • Psycho-oncology Counselling €25 x 8 visits
  • Radiology: Consultant fees 50% as per schedule of benefits for professional fees
  • Radiology: Cost of test Covered
With no excess
  • 3D/4D & Early Pregnancy Scans €100 contribution
  • AMH fertility test €75 contribution
  • Antenatal Class €75 towards an antenatal class
  • At Home Health Testing Covered up to €100 per policy year with our provider partner
  • Baby Massage Course €40 for course of 4 classes
  • Breastfeeding Consultancy €75 x 2 sessions
  • Cardiac Screening 50% Cover
  • Convalescence benefits €50 x 30 days
  • Dexa Scan First visit fully covered 75% cover for subsequent visits
  • Digital Doctor Unlimited. See irishlifehealth.ie for further information.
  • Egg freezing Covered up to a max of €1,500 twice per lifetime
  • Executive Health Screen Covered once per policy year
  • First aid course for mums and dads Fully covered with our provider partner
  • Fitness Wearables €50 contribution
  • Flu Vaccine Fully covered with our provider partner
  • Foetal Screening €200 per pregnancy
  • Health screening & allergy testing Up to €400 per policy year
  • His & Hers Fertility Screening Tests €75 contribution
  • HPV Vaccine 50% up to €200 per policy year
  • Infertility Benefit Covered up to a max of €2,500 for IVF, IUI, ICSI. Twice per lifetime
  • Life Coaching Session €50 contribution
  • Lifestyle Genomic Testing - Nutrition, Fitness, Sleep and Stress 50% up to €75 with our provider partner
  • Mammogram First visit fully covered 75% cover for subsequent visits
  • Maternity Bra €100 contribution
  • Maternity Mental Health Support €40 x 10 sessions with Nurture
  • Menopause Benefit Full cover for initial and 1 follow up review consultation
  • Mindfulness app subscription €30 contribution
  • Minor Injury Clinic Cover 75% up to €500 per visit
  • Minor Injury Clinic Cover (Pay & Claim) 75% up to €500 per visit
  • Nurse on call Covered
  • Nutrition Recovery Benefit €50 contribution
  • Out-patient maternity consultant fees €600
  • Positive Mental Health Training €10 contribution towards 12 track programme with our provider partner
  • Pre/post natal yoga & pilates €20 x 3 visits
  • Psychotherapy and counselling benefit 90% up to 12 visits capped at €1,250 per policy year
  • SADS Screening €75 contribution
  • Sperm freezing Covered up to a max of €200 once per lifetime
  • Sports Club / Gym Membership / Classes €100 contribution
  • Vaccinations: Travel Only 50% up to €100 per policy year
  • Vasectomy (GP or Consultant) Covered up to €360
  • Zika Screening €75 contribution with our provider partner plus €10 point of sale discount
Scan Cover
  • CT Scan: approved centre Covered
  • MRI Scan: approved centre Covered
  • PET-CT Scan: approved centre Covered
Day to Day Practicioners
  • Dentist Visits 75% up to €400 per policy year
  • GP Visits 75% of each visit
  • Physiotherapist or Physical therapist €50 x 15 visits
Allied Professionals and Alternative Practitioners
  • Acupuncturist 75% x 20 combined visits
  • Chiropractor 75% x 20 combined visits
  • Massage therapist 75% x 20 combined visits
  • Osteopath 75% x 20 combined visits
  • Reflexologist 75% x 20 combined visits
  • Reiki practitioner 75% x 20 combined visits
Other Day to Day Benefits
  • Child/Teen Counselling 50% up to €60 x 8 visits
  • Chiropodist Visits 75% x 20 combined visits
  • Dietician Visits 75% x 20 combined visits
  • Hearing Test Up to €50 x 1
  • Nutritionist Visits 75% x 20 combined visits
  • Occupational therapist Visits 75% x 20 combined visits
  • Optical (eye test and/or glasses/lenses combined) 75% up to €250 per policy year
  • Orthoptist Visits 75% x 20 combined visits
  • Podiatrist Visits 75% x 20 combined visits
  • Prescriptions €30 x 5 prescriptions
  • Psychologist €100 x 10 visits
  • Speech Therapist 75% x 20 combined visits
  • Allen Carr Smoking Cessation
  • Back Up
  • Laser Eye Surgery
  • Smiles Dental Access Package

For full details on the above and all member benefits available to you please visit the Member Benefits section.