Your Key Benefits
Your Hospital Cover
Health Plans Hospital List 1Public Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room Covered subject to €125 (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
- Private room Covered subject to €50 nightly subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Semi-private room Covered (Beacon Only) subject to €125 (first two claims per member). Mater Private and Blackrock Clinic 45% cover subject to €500
- Private room Covered (Beacon only) subject to €50 nightly . Mater Private and Blackrock Clinic 35% cover subject to €500
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered subject to €125 excess per claim
- Private Room Covered subject to €50 nightly excess subject to €2,000 co-payment on certain orthopaedic procedures
- Semi Private Room Covered subject to €125 excess (first two claims per member) subject to €2,000 co-payment on certain orthopaedic procedures
High Tech Hospitals
- Day Case Covered subject to €125 excess per claim
- Listed Cardiac Procedures Covered subject to €125 excess per claim
- Listed Special Procedures Covered subject to €50 excess per claim subject to €2,000 co-payment on certain orthopaedic procedures
- Private Room Covered (Beacon only) subject to €50 nightly excess. Mater Private and Blackrock Clinic 35% cover subject to €500 excess per claim.
- Semi Private Room Covered (Beacon Only) subject to €125 excess (first two claims per member). Mater Private and Blackrock Clinic 45% cover subject to €500 excess per claim.
- GentleBirth App See handbook for details
- Grant-in-aid amount Covered up to €3,450
- Home birth Covered up to €3,450
- Home Early Midwife Support following 1 night stay in hospital 3 x 2 hour sessions with a midwife
- Home Early Midwife Support following 2 nights stay in hospital 2 x 2 hour sessions with a midwife
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Postnatal Domestic Support 2 x 3 hour cleaning sessions
- Public hospital cover for maternity 3 nights accommodation
- Welcome Home Food Hamper Hamper and 30 minute phone consultation with a nutritionist
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Repatriation expenses Covered up to €1 million
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
- Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit 50% up to €10,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Healthy Minds Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
                                    
                                
                                    - 
                                        Consultant fees
                                        €55 per visit
                                    
- 
                                        Emergency Dental Care
                                        €450
                                    
- 
                                        Home Recovery Benefit
                                        €80 x 10 days
                                    
- 
                                        Manual Lymph Drainage
                                        €40 x 5 visits
                                    
- 
                                        Medical and surgical appliances
                                        As per specified list
                                    
- 
                                        Pathology: Consultant fees
                                        As per schedule of benefits for professional fees
                                    
- 
                                        Pathology: Cost of test
                                        Covered
                                    
- 
                                        Pre/Post natal medical expenses
                                        €400
                                    
- 
                                        Psycho-oncology Counselling
                                        €40 x 5 visits
                                    
- 
                                        Public A&E Cover
                                        €66 x 2 visits
                                    
- 
                                        Radiology: Consultant fees
                                        As per schedule of benefits for professional fees
                                    
- 
                                        Radiology: Cost of test
                                        Covered
                                    
                                    
                                
                                    - 
                                        Antenatal Class
                                        €50 towards an antenatal class
                                    
- 
                                        Breastfeeding Consultancy
                                        €25 x 2 sessions
                                    
- 
                                        Convalescence benefits
                                        €50 x 14 days
                                    
- 
                                        Digital Doctor
                                        Unlimited. See irishlifehealth.ie for further information.
                                    
- 
                                        Female Fertility Assessment and Consultation
                                        Covered with our preferred provider, once per policy year subject to a €60 co-payment
                                    
- 
                                        Female Health Consultation
                                        50% cover x 4 consultations per year with our provider partner
                                    
- 
                                        Health screen at any centre
                                        Covered up to €100 per annum
                                    
- 
                                        HPV Vaccine
                                        50% up to €200 per policy year
                                    
- 
                                        Maternity Mental Health Support
                                        €40 x 8 sessions with Nurture
                                    
- 
                                        Minor Injury Clinic Cover
                                        70% up to €200 per visit
                                    
- 
                                        Minor Injury Clinic Cover (Pay & Claim)
                                        70% up to €200 per visit
                                    
- 
                                        Nurse on call
                                        Covered
                                    
- 
                                        Partner Benefit
                                        €50 x 2 days travel, accommodation & child minding expenses
                                    
- 
                                        Postnatal Doula Benefit
                                        Up to €100 contribution
                                    
- 
                                        Vaccinations: Travel Only
                                        €50 per year
                                    
- 
                                        Vasectomy (GP or Consultant)
                                        Covered up to €360
                                    
                                    
                                
                                    - 
                                        CT Scan: approved centre
                                        Covered
                                    
- 
                                        CT Scan: non approved centre
                                        €200
                                    
- 
                                        MRI Scan: approved centre
                                        Covered
                                    
- 
                                        MRI Scan: non approved centre
                                        €350
                                    
- 
                                        PET-CT Scan: approved centre
                                        Covered
                                    
                                    
                                
                                    - 
                                        Child psychology
                                        50% up to €30 x 8 visits
                                    
- 
                                        Child speech and language therapist
                                        50% up to €30 x 8 visits
                                    
- 
                                        Hearing Test
                                        50% up to €25 x 1 visit
                                    
- 
                                        Optical (eye test and/or glasses/lenses combined)
                                        50% up to €25 x 1 visit
                                    
- 
                                        Prescriptions
                                        50% up to €25 per annum
                                    
- Back Up
- Health Screening
- International Second Opinion Service
- Laser Eye Surgery
For full details on the above and all member benefits available to you please visit the Member Benefits section.