Your Key Benefits
Your Hospital Cover
Health Plans Hospital List 1Public Hospitals
- Semi-private room in a public hospital
- Private room in a public hospital
Private Hospitals
- Semi-private room Covered subject to €150 per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Private room Semi-Private Rate subject to €150 per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
- Semi-private room Covered (Beacon only) subject to €150 per claim. 45% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Private room Covered (Beacon only) subject to €150 per night. 45% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
Your Cover
Inpatient scans and Consultants fees
- Consultant fees Covered
- Inpatient Scans Covered
Public Hospitals
- Day Case Covered
- Private Room Covered
- Semi Private Room Covered
Private Hospitals
- Day Case Covered subject to €150 excess per claim
- Private Room Semi-Private Rate subject to €150 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Semi Private Room Covered subject to €150 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
High Tech Hospitals
- Day Case Covered subject to €150 excess per claim
- Listed Cardiac Procedures Covered
- Listed Special Procedures Covered subject to €150 excess per claim subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Private Room Covered (Beacon only) subject to €150 excess per night. 45% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Semi Private Room Covered (Beacon only) subject to €150 excess per claim. 45% Cover in Mater Private and Blackrock Clinic. All subject to €4,000 co-payment on certain orthopaedic procedures and €500 co-payment on certain ophthalmic procedures
- Home birth Covered up to €4,000
- Inpatient maternity consultant fees As per schedule of benefits for professional fees
- Public hospital cover for maternity 3 nights accommodation
- 24 hour telephone assistance Covered
- Companion repatriation expenses Covered up to €1,000
- Expenses for companion who remains with you Covered up to €1,000
- Hospital bill for inpatient treatment Covered up to €100,000
- Out-patient A&E Abroad 50% up to €1,000
- Repatriation expenses Covered up to €1 million
- Elective Procedure abroad - for procedures that are available in Ireland Covered up to the level of cover available in Ireland to a maximum of €125,000
- Elective Procedure abroad - for procedures that are not available in Ireland Covered up to the amount for the most similar procedure to treat the same condition in Ireland to a maximum of €125,000
- Not related to substance abuse 100 days (up to the level of Hospital Cover provided under your plan)
- Related to substance abuse 91 days per 5 years (up to the level of Hospital Cover provided under your plan)
- Cancer Support Benefit (for accommodation expenses when travelling more than 50km) Up to €100 per day up to a maximum of €1500 per calendar year
- Care Connect Covered (refer to membership handbook)
- Child Home Nursing €100 x 14 days (following an inpatient stay of minimum 5 days)
- EXOGEN therapy Covered with our provider partner
- Gender Affirmation Benefit Covered up to €120,000 per lifetime
- Genetic Testing for Cancer Treatment Options - Foundation One CDx Covered
- Genetic Testing: Initial consultation 50% cover
- Genetic Testing: Test for specified genetic mutations Covered in approved clinics with our approved consultant
- Health in the Home Covered with our provider partner
- Hormone Replacement Therapy for Gender Dysphoria Covered up to €500 per lifetime
- Medicall ambulance costs Covered (refer to Membership Handbook)
- Oncotype DX Covered
- Parent accompanying child €40 x 14 days (not payable for the first 3 days)
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Adult Neurodiversity Benefit
50% up to €250 for a neurodevelopmental assessment
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Child Development Benefit
50% up to €250 for a developmental / neurodevelopmental assessment
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Consultant fees
50% up to €100 per visit
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Emergency Dental Care
Up to €250
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Flu Vaccine
Covered up to €25 per policy year
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Manual Lymph Drainage
50% up to €25 x 5 visits
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Medical and surgical appliances
As per specified list (subject to €50 excess)
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Pathology: Consultant fees
50% as per schedule of benefits for professional fees
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Pathology: Cost of test
50% Cover
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Play Therapy
€40 x 8 visits
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Psycho-oncology Counselling
50% up to €25 x 8 visits
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Psychotherapy and counselling benefit (including practitioners at the Dean Clinic)
50% up to €100 x 10 visits
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Radiology: Consultant fees
50% as per schedule of benefits for professional fees
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Radiology: Cost of test
50% Cover
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Vaccinations: Travel Only
50% up to €50 per policy year
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Vasectomy (GP or Consultant)
Covered up to €100
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Breast prosthesis or wig (following cancer treatment)
First breast prosthesis or wig covered up to €2,000, subsequent claims covered as per specified list
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Convalescence benefits
€50 x 20 days
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Digital Doctor
Unlimited. See irishlifehealth.ie for further information.
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Eyebrow tattooing (following cancer treatment)
Covered up to €60 once per policy year
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Mental Health Guide
Covered (refer to Membership Handbook)
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Minor Injury Clinic Cover
50% up to €150 per visit
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Minor Injury Clinic Cover (Pay & Claim)
50% up to €75 per visit
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Nurse on call
Covered
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Post cancer treatment sleeping caps
Covered up to €60 once per policy year
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CT Scan: approved centre
Covered
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MRI Scan: approved centre
Covered
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PET-CT Scan: approved centre
Covered
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Dentist Visits (Non Routine Treatment)
50% up to €100 per policy year
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Dentist Visits (Routine Treatment)
50% up to €50 per policy year
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GP Visits
50% up to €40 per visit
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Physiotherapist or Physical therapist
50% up to €25 x 10 visits
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Acupuncturist
50% up to €25 x 10 combined visits
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Chiropractor
50% up to €25 x 10 combined visits
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Massage therapist
50% up to €25 x 10 combined visits
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Osteopath
50% up to €25 x 10 combined visits
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Reflexologist
50% up to €25 x 10 combined visits
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Child/Teen Counselling
50% up to €25 x 8 visits
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Chiropodist Visits
50% up to €25 x 10 combined visits
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Dietician Visits
50% up to €25 x 10 combined visits
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Hearing Test
Up to €25 x 1
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Nutritionist Visits
50% up to €25 x 10 combined visits
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Occupational therapist Visits
50% up to €25 x 10 combined visits
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Optical (eye test and/or glasses/lenses combined)
50% up to €50 per policy year
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Orthoptist Visits
50% up to €25 x 10 combined visits
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Podiatrist Visits
50% up to €25 x 10 combined visits
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Prescriptions
€15 x 3 prescriptions
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Psychologist
€25 x 5 visits
- Back Up
- Health Screening
- International Second Opinion Service
For full details on the above and all member benefits available to you please visit the Member Benefits section.